How About That: White County ‘Ghost Appraiser’ May Have Violated the Law

Well, I had quite an interesting phone visit with a gentleman from the Arkansas Appraiser Licensing & Certification Board yesterday morning.  It turns out that, low and behold, our White County ghost appraiser is only a state-certified residential appraiser.  This means there are certain limitations on what he can and cannot appraise, limited by certain monetary values.  More on that shortly.

First, I want to stop and say right here:  I am a firm believer in ‘innocent until proven guilty.’  I do not intend to convict Mr. Davis or anyone else in my statements here.  But these are serious issues, and they are getting more serious at every turn.  

Now, my conversation with the gentleman from AALCB was a bit muddled.  He essentially said that Mr. Davis was in violation, and then backtracked significantly, saying he couldn’t comment until he had all of the information and saw the building in question.  When I spoke with him a second time, he was a bit irritated and made it very clear that he was casting no judgment on this situation and a formal complaint would have to be filed before there could be any definitive conclusion.  The complaint process can be initiated by any citizen here.

However, from what I could make of this gentleman’s comments, it appears that Mr. Davis can appraise any residential property, but can only appraise commercial property that does not exceed a value of $250,000. 

If this is correct, and the new OEM building is in fact commercial property–I think it is reasonable to conclude that it is, given that it has always been used for commercial purposes–this appears to be a violation of Arkansas law.

Here is the definition of Mr. Davis’ certification from the Arkansas Code:

§ 17-14-103 (23) “State-certified residential appraiser” means any individual who has satisfied the requirements for state certification in the State of Arkansas and who is qualified to perform appraisals of all property types up to a monetary size and complexity as prescribed by the Appraisal Subcommittee of the Federal Financial Institutions Examination Council, and the federal financial institutions regulatory agencies;

So it seems the crux of this issue is whether or not the property recently purchased by the county is in fact residential or commercial property.  Again, we would have to have a ruling from the board before we could know for sure if this is a violation, but it doesn’t look good.

Penalties for violating the state appraisal guidelines are outlined in section 17-14-308 and could be as severe as a Class A misdemeanor.

*Paging The Daily Citizen*

Nic Horton



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